| FACTS | WHAT DOES FIRST FEDERAL SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION? |
Rev 2/10 |
| WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. The following applies to a customer who has established a continuing relationship with the bank, under which it provides one or more financial products or services to be used primarily for personal, family or household purposes or to a consumer who obtains information about a First Federal Savings Bank product. Please read this notice carefully to understand what we do. |
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| WHAT? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| HOW? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Federal Savings Bank chooses to share; and whether you can limit this sharing. | |
| Reasons we can share your personal information | Does First Federal Savings Bank share? | Can you Limit this sharing? |
| For our everyday business purposes- to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES | NO |
| For our marketing purposes- to offer our products and services to you |
YES | NO |
| For nonaffiliates to market to you | NO | NO |
| For our affiliates to market to you | NO | NO |
| For our affiliates’ everyday business purposes- information about your transactions and experiences |
NO | NO |
| For our affiliates’ everyday business purposes- information about your creditworthiness |
NO | NO |
| For our joint marketing with other financial companies | NO | NO |
| Questions? Mail to: | First Federal Savings Bank |
| Attention: Privacy Officer | |
| P.O. Box 5006 | |
| Elizabethtown, KY 42702 | |
| Call: | 800-314-2265 |
| Visit our Website: | www.ffsbky.com |
| What we do | |
| How does First Federal Savings Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. The Bank restricts access to your nonpublic personal information to those employees who need to know that information to provide products and services to you. This includes physical, electronic and procedural safeguards. |
| How does First Federal Savings Bank collect my personal information? | We collect nonpublic information about you from the following sources:
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| Why can't I limit all sharing? | Federal law gives you the right to limit only
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| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates are:
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. "First Federal Savings Bank does not share with nonaffiliates so they can market to you" |
| Joint Marketing | A formal agreement between nonaffiliated companies that together market financial products or services to you. We have arrangements in place with these companies that restrict them from forwarding your information to other parties. Partners includes the following:
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